Abstract:
THIS is primarily a study of agricultural debt in the
 Punjab. But it is also something more, for debt, when
 as wide-spread as it is in this country, touches the whole of
 economic life, and to understand the causes of the one we
 must know something of the conditions of the other. This
 explains the method and scope of the book, which, in examining
 the main problem of the Punjab peasantry, seeks to give
 some idea of the peasant himself in all his varying conditions
 of heat and cold, drought and flood, river and waste,
 abundance and want. If I have been over-bold, I would
 shelter myself behind the words of Malthus, that That,When a 
 man faithfully relates any facts which have come within the 
 scope of his own observation,however confined it may have
 been,he undoubtedly adds to the sum of general knowledge
 and confers a benefit on society. This is indeed the only
 claim that I can make, that I have endeavoured faithfully to
 relate the facts which have come to my knowledge, and have
 set them down with no more comment than seemed necessary
 to their understanding. If further justification is needed, it
 is that, though the indebtedness of the Indian cultivator is
 a fertile theme for politician and journalist, 'the sum of
 general knowledge' on the subject is small: how small will be
 seen from the opening pages of the first chapter