Abstract:
Pakistan provides export financing schemes to support exports. This study
examines two main schemes: one offered by the State Bank of Pakistan (SBP) through
commercial banks, and the other by the Federal Bureau of Revenue (FBR). The study
evaluates the performance of these schemes from the perspectives of commercial banks (as
private entities) and exporters (as beneficiaries). While large exporters improve their export
performance by utilizing these schemes, the lengthy process and the time lag between
production and delivery can hinder exporters’ performance. The qualitative findings
indicate that these export financing schemes mainly benefit large exporting firms, while
medium and small enterprises are less likely to take advantage of them due to the
complexities involved.
