Abstract:
The role of savings in investment and therefore in the development
of a country cannot be exaggerated. In poor countries like ours most of the
savings is done by households. In this paper the saving behaviour of
Pakistan households, broken down to rural-urban, is examined. Using HIES
1998/99 and utilising OLS, it has been shown that saving behaviour in
Pakistan is influenced by various factors including wealth, employment
status, education, age and dependency ratio. But the most import role in
influencing saving behaviour is played by household income.
