Enterprises run by women in developing countries are often short-lived and small. Using data from an RCT with aspiring female entrepreneurs in Pakistan, we find that providing loans and training leads to business creation, ...

Moral hazard aggravates mistrust between principals and agents and leads to economic inefficiency. Although literature has investigated if competition can reduce moral hazard, the evidence is mixed at best. This thesis ...

Investment in human capital has the potential to promote economic growth and alleviate poverty. Unfortunately, Pakistan’s performance on this front has been poor with 19% of the primary school age children being out of ...

Development related funding is critical for the long-term growth of any country, but the allocation of funds between politicians and different areas can vary due to various factors and one important factor is the connections ...

A large number of women successfully make it to college; a total of 166,808 women are currently enrolled in government degree and postgraduate colleges in Punjab (Statistical Pocket book, Government of Punjab, 2018)– ...

We study dominant trends and potential determinants of use of a health microinsurance program, offered by a leading microfinance institution (MFI) in Punjab, Pakistan. We find that: (1) Women are the most active users ...

The Centre for Research in Economics and Business (CREB) was established in 2007 to conduct policy-oriented research with a rigorous academic perspective on key development issues facing Pakistan. In addition, CREB (i) ...

We use a field experiment to test whether saving and borrowing satisfy demand for lump-sum accumulation from regular deposits. Inspired by ROSCAs, we offer different credit and saving contracts to subjects. We find that ...